{"id":2449,"date":"2025-04-19T17:06:00","date_gmt":"2025-04-19T14:06:00","guid":{"rendered":"https:\/\/damanat.com.sa\/?page_id=2449"},"modified":"2025-10-23T14:15:35","modified_gmt":"2025-10-23T11:15:35","slug":"mgs","status":"publish","type":"page","link":"https:\/\/damanat.com.sa\/en\/our-products\/mgs\/","title":{"rendered":"MGS"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"2449\" class=\"elementor elementor-2449 elementor-1375\" data-elementor-post-type=\"page\">\n\t\t\t\t<section class=\"elementor-element elementor-element-a8b2c48 e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-equal-height-no e-con e-parent\" data-id=\"a8b2c48\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-14463ee e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-equal-height-no e-con e-child\" data-id=\"14463ee\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-aaf0523 elementor-invisible elementor-widget elementor-widget-heading\" data-id=\"aaf0523\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeIn&quot;}\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\">Makken Product<\/h1>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/section>\n\t\t<section class=\"elementor-element elementor-element-2abcabe e-flex e-con-boxed wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-equal-height-no e-con e-parent\" data-id=\"2abcabe\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-aecdb68 e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-equal-height-no e-con e-child\" data-id=\"aecdb68\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-8d9db27 wpr-list-style-none elementor-widget elementor-widget-wpr-posts-timeline\" data-id=\"8d9db27\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;animation_offset&quot;:150,&quot;aos_animation_duration&quot;:600}\" data-widget_type=\"wpr-posts-timeline.default\">\n\t\t\t\t\t\n\t\t<div class=\"wpr-wrapper wpr-vertical wpr-one-sided-wrapper\">\n\t\t\t<div class=\"wpr-timeline-centered wpr-line wpr-one-sided-timeline\"><div class=\"wpr-middle-line\"><\/div><div class=\"wpr-timeline-fill\" data-layout=\"one-sided\"><\/div><article class=\"wpr-timeline-entry wpr-right-aligned elementor-repeater-item-bc68a3f\" data-item-id=\"elementor-repeater-item-bc68a3f\"><div class=\"wpr-timeline-entry-inner\"><div class=\"wpr-main-line-icon wpr-icon\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"14\" height=\"11\" viewBox=\"0 0 14 11\" fill=\"none\"><path d=\"M4.78011 10.156C3.92211 10.156 3.19411 9.922 2.59611 9.454C1.46077 8.56133 0.893105 7.14 0.893105 5.19C0.893105 4.26267 1.02744 3.43933 1.29611 2.72C1.57344 1.966 2.01544 1.36367 2.62211 0.912999C3.22877 0.453666 3.94811 0.224 4.78011 0.224C5.30011 0.224 5.77677 0.310666 6.21011 0.483999C6.64344 0.657333 7.00744 0.9 7.30211 1.212C7.60544 1.51533 7.86111 1.87933 8.06911 2.304C8.27711 2.72 8.42877 3.17067 8.52411 3.656C8.61944 4.14133 8.66711 4.65267 8.66711 5.19C8.66711 5.72733 8.61944 6.23867 8.52411 6.724C8.42877 7.20933 8.27711 7.66433 8.06911 8.089C7.86111 8.505 7.60544 8.869 7.30211 9.181C7.00744 9.48433 6.64344 9.72267 6.21011 9.896C5.77677 10.0693 5.30011 10.156 4.78011 10.156ZM6.75611 5.19C6.75611 4.26267 6.59144 3.50433 6.26211 2.915C5.93277 2.32567 5.43877 2.031 4.78011 2.031C4.13011 2.031 3.64044 2.32567 3.31111 2.915C2.98177 3.50433 2.81711 4.26267 2.81711 5.19C2.81711 6.152 2.98177 6.919 3.31111 7.491C3.64911 8.063 4.13877 8.349 4.78011 8.349C5.42144 8.349 5.91111 8.063 6.24911 7.491C6.58711 6.919 6.75611 6.152 6.75611 5.19ZM9.2193 2.759L12.1963 0.393H13.6263V10H11.7413V2.941L10.2073 4.124L9.2193 2.759Z\" fill=\"#015C56\"><\/path><\/svg><\/div><div class=\"wpr-story-info-vertical wpr-data-wrap \"  data-aos=\"fade\" data-aos-left=\"\" data-aos-right=\"\" data-animation-offset=\"150\" data-animation-duration=\"600\"><div class=\"wpr-timeline-content-wrapper\"><div class=\"wpr-content-wrapper\"><div class=\"wpr-title-wrap\"><span class=\"wpr-title\">Product Description<\/span><\/div><div class=\"wpr-description\"><p>A specialized mortgage guarantee designed specifically to enable financing for<br \/>beneficiaries categorized as \u201csemi-bankable,\u201d providing them access to mortgage<br \/>financing through partial coverage of the risks faced by financing institutions.<\/p><\/div><\/div><\/div><\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/article><article class=\"wpr-timeline-entry wpr-right-aligned elementor-repeater-item-d6cee59\" data-item-id=\"elementor-repeater-item-d6cee59\"><div class=\"wpr-timeline-entry-inner\"><div class=\"wpr-main-line-icon wpr-icon\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"17\" height=\"11\" viewBox=\"0 0 17 11\" fill=\"none\"><path d=\"M4.76448 10.156C3.90648 10.156 3.17848 9.922 2.58048 9.454C1.44515 8.56133 0.87748 7.14 0.87748 5.19C0.87748 4.26267 1.01181 3.43933 1.28048 2.72C1.55781 1.966 1.99981 1.36367 2.60648 0.912999C3.21315 0.453666 3.93248 0.224 4.76448 0.224C5.28448 0.224 5.76115 0.310666 6.19448 0.483999C6.62781 0.657333 6.99181 0.9 7.28648 1.212C7.58981 1.51533 7.84548 1.87933 8.05348 2.304C8.26148 2.72 8.41315 3.17067 8.50848 3.656C8.60381 4.14133 8.65148 4.65267 8.65148 5.19C8.65148 5.72733 8.60381 6.23867 8.50848 6.724C8.41315 7.20933 8.26148 7.66433 8.05348 8.089C7.84548 8.505 7.58981 8.869 7.28648 9.181C6.99181 9.48433 6.62781 9.72267 6.19448 9.896C5.76115 10.0693 5.28448 10.156 4.76448 10.156ZM6.74048 5.19C6.74048 4.26267 6.57581 3.50433 6.24648 2.915C5.91715 2.32567 5.42315 2.031 4.76448 2.031C4.11448 2.031 3.62481 2.32567 3.29548 2.915C2.96615 3.50433 2.80148 4.26267 2.80148 5.19C2.80148 6.152 2.96615 6.919 3.29548 7.491C3.63348 8.063 4.12315 8.349 4.76448 8.349C5.40581 8.349 5.89548 8.063 6.23348 7.491C6.57148 6.919 6.74048 6.152 6.74048 5.19ZM14.1975 6.425L12.5075 8.232H16.0825V10H9.8165V8.401L12.8065 5.268C13.1705 4.88667 13.3742 4.67 13.4175 4.618C13.5302 4.488 13.6602 4.28433 13.8075 4.007C13.9548 3.73833 14.0285 3.49133 14.0285 3.266C14.0285 2.902 13.9028 2.60733 13.6515 2.382C13.4002 2.148 13.0838 2.031 12.7025 2.031C12.0265 2.031 11.3072 2.38633 10.5445 3.097L9.4915 1.719C10.4882 0.722333 11.6105 0.224 12.8585 0.224C13.7772 0.224 14.5268 0.501333 15.1075 1.056C15.6968 1.602 15.9915 2.304 15.9915 3.162C15.9915 4.08933 15.3935 5.177 14.1975 6.425Z\" fill=\"#015C56\"><\/path><\/svg><\/div><div class=\"wpr-story-info-vertical wpr-data-wrap \"  data-aos=\"fade\" data-aos-left=\"\" data-aos-right=\"\" data-animation-offset=\"150\" data-animation-duration=\"600\"><div class=\"wpr-timeline-content-wrapper\"><div class=\"wpr-content-wrapper\"><div class=\"wpr-title-wrap\"><span class=\"wpr-title\">Type<\/span><\/div><div class=\"wpr-description\"><p>Individual Mortgage Financing Guarantee Product<\/p><\/div><\/div><\/div><\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/article><article class=\"wpr-timeline-entry wpr-right-aligned elementor-repeater-item-a02282e\" data-item-id=\"elementor-repeater-item-a02282e\"><div class=\"wpr-timeline-entry-inner\"><div class=\"wpr-main-line-icon wpr-icon\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"15\" height=\"11\" viewBox=\"0 0 15 11\" fill=\"none\"><path d=\"M3.89143 10.156C3.03343 10.156 2.30543 9.922 1.70743 9.454C0.5721 8.56133 0.00443362 7.14 0.00443362 5.19C0.00443362 4.26267 0.138767 3.43933 0.407434 2.72C0.684767 1.966 1.12677 1.36367 1.73343 0.912999C2.3401 0.453666 3.05943 0.224 3.89143 0.224C4.41143 0.224 4.8881 0.310666 5.32143 0.483999C5.75477 0.657333 6.11877 0.9 6.41343 1.212C6.71677 1.51533 6.97243 1.87933 7.18043 2.304C7.38843 2.72 7.5401 3.17067 7.63543 3.656C7.73077 4.14133 7.77843 4.65267 7.77843 5.19C7.77843 5.72733 7.73077 6.23867 7.63543 6.724C7.5401 7.20933 7.38843 7.66433 7.18043 8.089C6.97243 8.505 6.71677 8.869 6.41343 9.181C6.11877 9.48433 5.75477 9.72267 5.32143 9.896C4.8881 10.0693 4.41143 10.156 3.89143 10.156ZM5.86743 5.19C5.86743 4.26267 5.70277 3.50433 5.37343 2.915C5.0441 2.32567 4.5501 2.031 3.89143 2.031C3.24143 2.031 2.75177 2.32567 2.42243 2.915C2.0931 3.50433 1.92843 4.26267 1.92843 5.19C1.92843 6.152 2.0931 6.919 2.42243 7.491C2.76043 8.063 3.2501 8.349 3.89143 8.349C4.53277 8.349 5.02243 8.063 5.36043 7.491C5.69843 6.919 5.86743 6.152 5.86743 5.19ZM11.532 10.156C10.44 10.156 9.39565 9.83967 8.39898 9.207L9.20498 7.673C9.99365 8.14967 10.7346 8.388 11.428 8.388C11.9133 8.388 12.2946 8.27967 12.572 8.063C12.8493 7.83767 12.988 7.543 12.988 7.179C12.988 6.82367 12.8493 6.53767 12.572 6.321C12.3033 6.09567 11.948 5.983 11.506 5.983H10.284V4.267H11.337C11.779 4.267 12.13 4.163 12.39 3.955C12.6586 3.747 12.793 3.474 12.793 3.136C12.793 2.798 12.6673 2.52933 12.416 2.33C12.1733 2.13067 11.8526 2.031 11.454 2.031C10.8646 2.031 10.2276 2.278 9.54298 2.772L8.61998 1.394C9.00998 1.03 9.47365 0.743999 10.011 0.535999C10.557 0.328 11.116 0.224 11.688 0.224C12.546 0.224 13.2696 0.466666 13.859 0.951999C14.4396 1.42867 14.73 2.02233 14.73 2.733C14.73 3.23567 14.5783 3.682 14.275 4.072C13.9803 4.45333 13.5903 4.72633 13.105 4.891V4.943C13.6943 5.073 14.1536 5.35467 14.483 5.788C14.821 6.21267 14.99 6.71967 14.99 7.309C14.99 8.141 14.6693 8.82567 14.028 9.363C13.3953 9.89167 12.5633 10.156 11.532 10.156Z\" fill=\"#015C56\"><\/path><\/svg><\/div><div class=\"wpr-story-info-vertical wpr-data-wrap \"  data-aos=\"fade\" data-aos-left=\"\" data-aos-right=\"\" data-animation-offset=\"150\" data-animation-duration=\"600\"><div class=\"wpr-timeline-content-wrapper\"><div class=\"wpr-content-wrapper\"><div class=\"wpr-title-wrap\"><span class=\"wpr-title\">Product Objective<\/span><\/div><div class=\"wpr-description\"><p>Achieve Housing Program goals aligned with Saudi Vision 2030, aiming for a 70%<br \/>homeownership rate through:<\/p><ul><li style=\"font-weight: 400\">Facilitating access to mortgage financing for applicants of the subsidized financing<br \/>program, ensuring fairness across all community segments.<\/li><li style=\"font-weight: 400\">Sharing risk with financing entities by reducing financing risks for target segments<\/li><li style=\"font-weight: 400\">\u00a0Increasing homeownership among citizens.<\/li><\/ul><\/div><\/div><\/div><\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/article><article class=\"wpr-timeline-entry wpr-right-aligned elementor-repeater-item-c02230c\" data-item-id=\"elementor-repeater-item-c02230c\"><div class=\"wpr-timeline-entry-inner\"><div class=\"wpr-main-line-icon wpr-icon\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"17\" height=\"11\" viewBox=\"0 0 17 11\" fill=\"none\"><path d=\"M4.49153 10.156C3.63353 10.156 2.90553 9.922 2.30753 9.454C1.1722 8.56133 0.604531 7.14 0.604531 5.19C0.604531 4.26267 0.738865 3.43933 1.00753 2.72C1.28486 1.966 1.72686 1.36367 2.33353 0.912999C2.9402 0.453666 3.65953 0.224 4.49153 0.224C5.01153 0.224 5.4882 0.310666 5.92153 0.483999C6.35486 0.657333 6.71886 0.9 7.01353 1.212C7.31686 1.51533 7.57253 1.87933 7.78053 2.304C7.98853 2.72 8.1402 3.17067 8.23553 3.656C8.33086 4.14133 8.37853 4.65267 8.37853 5.19C8.37853 5.72733 8.33086 6.23867 8.23553 6.724C8.1402 7.20933 7.98853 7.66433 7.78053 8.089C7.57253 8.505 7.31686 8.869 7.01353 9.181C6.71886 9.48433 6.35486 9.72267 5.92153 9.896C5.4882 10.0693 5.01153 10.156 4.49153 10.156ZM6.46753 5.19C6.46753 4.26267 6.30286 3.50433 5.97353 2.915C5.6442 2.32567 5.1502 2.031 4.49153 2.031C3.84153 2.031 3.35186 2.32567 3.02253 2.915C2.6932 3.50433 2.52853 4.26267 2.52853 5.19C2.52853 6.152 2.6932 6.919 3.02253 7.491C3.36053 8.063 3.8502 8.349 4.49153 8.349C5.13286 8.349 5.62253 8.063 5.96053 7.491C6.29853 6.919 6.46753 6.152 6.46753 5.19ZM15.4307 6.165H16.4707V7.764H15.4307V10H13.6367V7.764H9.41173L9.03473 6.529L14.0527 0.393H15.4307V6.165ZM13.6367 3.175L11.2187 6.165H13.6367V3.175Z\" fill=\"#015C56\"><\/path><\/svg><\/div><div class=\"wpr-story-info-vertical wpr-data-wrap \"  data-aos=\"fade\" data-aos-left=\"\" data-aos-right=\"\" data-animation-offset=\"150\" data-animation-duration=\"600\"><div class=\"wpr-timeline-content-wrapper\"><div class=\"wpr-content-wrapper\"><div class=\"wpr-title-wrap\"><span class=\"wpr-title\">Product Launch<\/span><\/div><div class=\"wpr-description\"><p>2017<\/p><\/div><\/div><\/div><\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/article><article class=\"wpr-timeline-entry wpr-right-aligned elementor-repeater-item-d20b6d6\" data-item-id=\"elementor-repeater-item-d20b6d6\"><div class=\"wpr-timeline-entry-inner\"><div class=\"wpr-main-line-icon wpr-icon\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"17\" height=\"11\" viewBox=\"0 0 17 11\" fill=\"none\"><path d=\"M4.67561 10.156C3.81761 10.156 3.08961 9.922 2.49161 9.454C1.35628 8.56133 0.788613 7.14 0.788613 5.19C0.788613 4.26267 0.922947 3.43933 1.19161 2.72C1.46895 1.966 1.91095 1.36367 2.51761 0.912999C3.12428 0.453666 3.84361 0.224 4.67561 0.224C5.19561 0.224 5.67228 0.310666 6.10561 0.483999C6.53895 0.657333 6.90295 0.9 7.19761 1.212C7.50095 1.51533 7.75661 1.87933 7.96461 2.304C8.17261 2.72 8.32428 3.17067 8.41961 3.656C8.51495 4.14133 8.56261 4.65267 8.56261 5.19C8.56261 5.72733 8.51495 6.23867 8.41961 6.724C8.32428 7.20933 8.17261 7.66433 7.96461 8.089C7.75661 8.505 7.50095 8.869 7.19761 9.181C6.90295 9.48433 6.53895 9.72267 6.10561 9.896C5.67228 10.0693 5.19561 10.156 4.67561 10.156ZM6.65161 5.19C6.65161 4.26267 6.48695 3.50433 6.15761 2.915C5.82828 2.32567 5.33428 2.031 4.67561 2.031C4.02561 2.031 3.53595 2.32567 3.20661 2.915C2.87728 3.50433 2.71261 4.26267 2.71261 5.19C2.71261 6.152 2.87728 6.919 3.20661 7.491C3.54461 8.063 4.03428 8.349 4.67561 8.349C5.31695 8.349 5.80661 8.063 6.14461 7.491C6.48261 6.919 6.65161 6.152 6.65161 5.19ZM13.0928 3.812C14.0028 3.812 14.7698 4.098 15.3938 4.67C16.0178 5.242 16.3298 5.98733 16.3298 6.906C16.3298 7.85067 16.0005 8.62633 15.3418 9.233C14.6745 9.84833 13.8078 10.156 12.7418 10.156C11.5718 10.156 10.4971 9.80067 9.51781 9.09L10.2848 7.556C11.0995 8.11067 11.8881 8.388 12.6508 8.388C13.1795 8.388 13.5998 8.24933 13.9118 7.972C14.2325 7.686 14.3928 7.33067 14.3928 6.906C14.3928 6.49 14.2368 6.14767 13.9248 5.879C13.6215 5.60167 13.2358 5.463 12.7678 5.463C12.1611 5.463 11.6325 5.67533 11.1818 6.1L10.0638 5.203L10.5838 0.393H15.6668V2.161H12.0138L11.8058 4.046C12.2045 3.89 12.6335 3.812 13.0928 3.812Z\" fill=\"#015C56\"><\/path><\/svg><\/div><div class=\"wpr-story-info-vertical wpr-data-wrap \"  data-aos=\"fade\" data-aos-left=\"\" data-aos-right=\"\" data-animation-offset=\"150\" data-animation-duration=\"600\"><div class=\"wpr-timeline-content-wrapper\"><div class=\"wpr-content-wrapper\"><div class=\"wpr-title-wrap\"><span class=\"wpr-title\">Target Segments<\/span><\/div><div class=\"wpr-description\"><ul><li style=\"font-weight: 400\">Citizens applying for the subsidized financing program.<\/li><li style=\"font-weight: 400\">Financing entities (banks and financing companies) interested in offering mortgage<br \/>financing.<\/li><\/ul><\/div><\/div><\/div><\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/article><article class=\"wpr-timeline-entry wpr-right-aligned elementor-repeater-item-af92a6b\" data-item-id=\"elementor-repeater-item-af92a6b\"><div class=\"wpr-timeline-entry-inner\"><div class=\"wpr-main-line-icon wpr-icon\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"16\" height=\"11\" viewBox=\"0 0 16 11\" fill=\"none\"><path d=\"M4.64534 10.156C3.78734 10.156 3.05934 9.922 2.46134 9.454C1.32601 8.56133 0.75834 7.14 0.75834 5.19C0.75834 4.26267 0.892673 3.43933 1.16134 2.72C1.43867 1.966 1.88067 1.36367 2.48734 0.912999C3.09401 0.453666 3.81334 0.224 4.64534 0.224C5.16534 0.224 5.64201 0.310666 6.07534 0.483999C6.50867 0.657333 6.87267 0.9 7.16734 1.212C7.47067 1.51533 7.72634 1.87933 7.93434 2.304C8.14234 2.72 8.29401 3.17067 8.38934 3.656C8.48467 4.14133 8.53234 4.65267 8.53234 5.19C8.53234 5.72733 8.48467 6.23867 8.38934 6.724C8.29401 7.20933 8.14234 7.66433 7.93434 8.089C7.72634 8.505 7.47067 8.869 7.16734 9.181C6.87267 9.48433 6.50867 9.72267 6.07534 9.896C5.64201 10.0693 5.16534 10.156 4.64534 10.156ZM6.62134 5.19C6.62134 4.26267 6.45667 3.50433 6.12734 2.915C5.79801 2.32567 5.30401 2.031 4.64534 2.031C3.99534 2.031 3.50567 2.32567 3.17634 2.915C2.84701 3.50433 2.68234 4.26267 2.68234 5.19C2.68234 6.152 2.84701 6.919 3.17634 7.491C3.51434 8.063 4.00401 8.349 4.64534 8.349C5.28667 8.349 5.77634 8.063 6.11434 7.491C6.45234 6.919 6.62134 6.152 6.62134 5.19ZM9.28228 2.161V0.393H15.5483V1.719L12.1163 10H10.1013L13.4033 2.161H9.28228Z\" fill=\"#015C56\"><\/path><\/svg><\/div><div class=\"wpr-story-info-vertical wpr-data-wrap \"  data-aos=\"fade\" data-aos-left=\"\" data-aos-right=\"\" data-animation-offset=\"150\" data-animation-duration=\"600\"><div class=\"wpr-timeline-content-wrapper\"><div class=\"wpr-content-wrapper\"><div class=\"wpr-title-wrap\"><span class=\"wpr-title\">Guarantee Features<\/span><\/div><div class=\"wpr-description\"><ul><li style=\"font-weight: 400\"><span style=\"font-weight: 400\">Credit risk coverage up to 100%, based on income segments.<br \/><\/span><\/li><li style=\"font-weight: 400\">Expanding eligibility to include semi-bankable citizens.<\/li><li style=\"font-weight: 400\">Strengthening the confidence of financing entities in providing mortgage\u00a0financing.<\/li><\/ul><\/div><\/div><\/div><\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/article><\/div>    \n\t\t\t<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-d9bb66c e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-equal-height-no e-con e-child\" data-id=\"d9bb66c\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-f521a39 elementor-invisible elementor-widget elementor-widget-image\" data-id=\"f521a39\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeIn&quot;}\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"1964\" height=\"1800\" src=\"https:\/\/damanat.com.sa\/wp-content\/uploads\/2025\/08\/\u0634\u0639\u0627\u0631-\u0645\u0643\u0646-\u0636\u0645\u0627\u0646\u0627\u062a-10-copy.png\" class=\"attachment-full size-full wp-image-3964\" alt=\"\" srcset=\"https:\/\/damanat.com.sa\/wp-content\/uploads\/2025\/08\/\u0634\u0639\u0627\u0631-\u0645\u0643\u0646-\u0636\u0645\u0627\u0646\u0627\u062a-10-copy.png 1964w, https:\/\/damanat.com.sa\/wp-content\/uploads\/2025\/08\/\u0634\u0639\u0627\u0631-\u0645\u0643\u0646-\u0636\u0645\u0627\u0646\u0627\u062a-10-copy-300x275.png 300w, https:\/\/damanat.com.sa\/wp-content\/uploads\/2025\/08\/\u0634\u0639\u0627\u0631-\u0645\u0643\u0646-\u0636\u0645\u0627\u0646\u0627\u062a-10-copy-1024x938.png 1024w, https:\/\/damanat.com.sa\/wp-content\/uploads\/2025\/08\/\u0634\u0639\u0627\u0631-\u0645\u0643\u0646-\u0636\u0645\u0627\u0646\u0627\u062a-10-copy-768x704.png 768w, https:\/\/damanat.com.sa\/wp-content\/uploads\/2025\/08\/\u0634\u0639\u0627\u0631-\u0645\u0643\u0646-\u0636\u0645\u0627\u0646\u0627\u062a-10-copy-1536x1408.png 1536w\" sizes=\"(max-width: 1964px) 100vw, 1964px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/section>\n\t\t<section class=\"elementor-element elementor-element-4b2b27e e-flex e-con-boxed wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-equal-height-no e-con e-parent\" data-id=\"4b2b27e\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-07ca30d e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-equal-height-no elementor-invisible e-con e-child\" data-id=\"07ca30d\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;animation&quot;:&quot;fadeIn&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-505a423 elementor-widget__width-initial elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"505a423\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-fc8e575 elementor-widget elementor-widget-heading\" data-id=\"fc8e575\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\"><b>FAQ<\/b><\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-81a63a5 elementor-widget__width-initial elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"81a63a5\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7f1e720 elementor-widget__width-initial elementor-invisible elementor-widget elementor-widget-n-accordion\" data-id=\"7f1e720\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInUp&quot;,&quot;default_state&quot;:&quot;expanded&quot;,&quot;max_items_expended&quot;:&quot;one&quot;,&quot;n_accordion_animation_duration&quot;:{&quot;unit&quot;:&quot;ms&quot;,&quot;size&quot;:400,&quot;sizes&quot;:[]}}\" data-widget_type=\"nested-accordion.default\">\n\t\t\t\t\t\t\t<div class=\"e-n-accordion\" aria-label=\"Accordion. Open links with Enter or Space, close with Escape, and navigate with Arrow Keys\">\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-1330\" class=\"e-n-accordion-item\" open>\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"1\" tabindex=\"0\" aria-expanded=\"true\" aria-controls=\"e-n-accordion-item-1330\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> 1. Who benefits from the individual mortgage guarantee (Makken)? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-chevron-up\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-chevron-down\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1330\" class=\"elementor-element elementor-element-509489b e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-equal-height-no e-con e-child\" data-id=\"509489b\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1330\" class=\"elementor-element elementor-element-e0c3c99 e-flex e-con-boxed wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-equal-height-no e-con e-child\" data-id=\"e0c3c99\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-29bb053 elementor-widget elementor-widget-text-editor\" data-id=\"29bb053\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Beneficiaries of the subsidized financing program, according to the eligibility criteria of the guarantee.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-1331\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"2\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-1331\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> 2.What is the credit risk coverage percentage in this guarantee? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-chevron-up\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-chevron-down\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1331\" class=\"elementor-element elementor-element-bde087f e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-equal-height-no e-con e-child\" data-id=\"bde087f\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1331\" class=\"elementor-element elementor-element-4a3cd58 e-flex e-con-boxed wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-equal-height-no e-con e-child\" data-id=\"4a3cd58\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-c5ef726 elementor-widget elementor-widget-text-editor\" data-id=\"c5ef726\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>It covers up to 100% of the financing amount in case of default.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-1332\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"3\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-1332\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> 3. Are there any fees for the individual mortgage guarantee? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-chevron-up\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-chevron-down\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1332\" class=\"elementor-element elementor-element-8e7e772 e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-equal-height-no e-con e-child\" data-id=\"8e7e772\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1332\" class=\"elementor-element elementor-element-4eb8bb6 e-flex e-con-boxed wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-equal-height-no e-con e-child\" data-id=\"4eb8bb6\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-2a8521d elementor-widget elementor-widget-text-editor\" data-id=\"2a8521d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Currently, there are no fees. However, fees may be determined in the future based on risk-based pricing for each financing transaction, in line with the company\u2019s strategy and aspirations.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-1333\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"4\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-1333\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\">  4. Which financing entities participate in this product? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-chevron-up\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-chevron-down\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1333\" class=\"elementor-element elementor-element-f7cfe17 e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-equal-height-no e-con e-child\" data-id=\"f7cfe17\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1333\" class=\"elementor-element elementor-element-796fb6d e-flex e-con-boxed wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-equal-height-no e-con e-child\" data-id=\"796fb6d\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-d351eeb elementor-widget elementor-widget-text-editor\" data-id=\"d351eeb\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>All financing institutions (banks and finance companies) that provide mortgage financing.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-1334\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"5\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-1334\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> 5. What are the conditions for a citizen to obtain the guarantee? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-chevron-up\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-chevron-down\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1334\" class=\"elementor-element elementor-element-54f7a6f e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-equal-height-no e-con e-child\" data-id=\"54f7a6f\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1334\" class=\"elementor-element elementor-element-f002843 e-flex e-con-boxed wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-equal-height-no e-con e-child\" data-id=\"f002843\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-bfc3c23 elementor-widget elementor-widget-text-editor\" data-id=\"bfc3c23\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Requirements are subject to the eligibility criteria agreed upon with financing institutions.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-1335\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"6\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-1335\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> 6. Does the guarantee cover properties across all regions of the Kingdom? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-chevron-up\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-chevron-down\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1335\" class=\"elementor-element elementor-element-adb037b e-con-full e-flex wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-equal-height-no e-con e-child\" data-id=\"adb037b\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1335\" class=\"elementor-element elementor-element-96de94a e-flex e-con-boxed wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-equal-height-no e-con e-child\" data-id=\"96de94a\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-84622b7 elementor-widget elementor-widget-text-editor\" data-id=\"84622b7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Yes, it covers all regions of the Kingdom of Saudi Arabia.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<script type=\"application\/ld+json\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@type\":\"FAQPage\",\"mainEntity\":[{\"@type\":\"Question\",\"name\":\"1. Who benefits from the individual mortgage guarantee (Makken)?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Beneficiaries of the subsidized financing program, according to the eligibility criteria of the guarantee.\"}},{\"@type\":\"Question\",\"name\":\"2.What is the credit risk coverage percentage in this guarantee?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"It covers up to 100% of the financing amount in case of default.\"}},{\"@type\":\"Question\",\"name\":\"3. Are there any fees for the individual mortgage guarantee?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Currently, there are no fees. However, fees may be determined in the future based on risk-based pricing for each financing transaction, in line with the company\\u2019s strategy and aspirations.\"}},{\"@type\":\"Question\",\"name\":\"4. Which financing entities participate in this product?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"All financing institutions (banks and finance companies) that provide mortgage financing.\"}},{\"@type\":\"Question\",\"name\":\"5. What are the conditions for a citizen to obtain the guarantee?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Requirements are subject to the eligibility criteria agreed upon with financing institutions.\"}},{\"@type\":\"Question\",\"name\":\"6. Does the guarantee cover properties across all regions of the Kingdom?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Yes, it covers all regions of the Kingdom of Saudi Arabia.\"}}]}<\/script>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Makken Product Product Description A specialized mortgage guarantee designed specifically to enable financing forbeneficiaries categorized as \u201csemi-bankable,\u201d providing them access to mortgagefinancing through partial coverage of the risks faced by financing institutions. Type Individual Mortgage Financing Guarantee Product Product Objective Achieve Housing Program goals aligned with Saudi Vision 2030, aiming for a 70%homeownership rate through: Facilitating access to mortgage financing for applicants of the subsidized financingprogram, ensuring fairness across all community segments. Sharing risk with financing entities by reducing financing risks for target segments \u00a0Increasing homeownership among citizens. Product Launch 2017 Target Segments Citizens applying for the subsidized financing program. Financing entities (banks and financing companies) interested in offering mortgagefinancing. Guarantee Features Credit risk coverage up to 100%, based on income segments. Expanding eligibility to include semi-bankable citizens. Strengthening the confidence of financing entities in providing mortgage\u00a0financing. FAQ 1. Who benefits from the individual mortgage guarantee (Makken)? Beneficiaries of the subsidized financing program, according to the eligibility criteria of the guarantee. 2.What is the credit risk coverage percentage in this guarantee? It covers up to 100% of the financing amount in case of default. 3. Are there any fees for the individual mortgage guarantee? Currently, there are no fees. However, fees may be determined in the future based on risk-based pricing for each financing transaction, in line with the company\u2019s strategy and aspirations. 4. Which financing entities participate in this product? All financing institutions (banks and finance companies) that provide mortgage financing. 5. What are the conditions for a citizen to obtain the guarantee? Requirements are subject to the eligibility criteria agreed upon with financing institutions. 6. Does the guarantee cover properties across all regions of the Kingdom? Yes, it covers all regions of the Kingdom of Saudi Arabia. Beneficiaries of the subsidized financing program, according to the eligibility criteria of the guarantee. It covers up to 100% of the financing amount in case of default. Currently, there are no fees. However, fees may be determined in the future based on risk-based pricing for each financing transaction, in line with the company\u2019s strategy and aspirations. All financing institutions (banks and finance companies) that provide mortgage financing. Requirements are subject to the eligibility criteria agreed upon with financing institutions. Yes, it covers all regions of the Kingdom of Saudi Arabia.<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":2445,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"footnotes":""},"class_list":["post-2449","page","type-page","status-publish","hentry"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.0 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>MGS - \u0636\u0645\u0627\u0646\u0627\u062a<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/damanat.com.sa\/our-products\/mgs\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"MGS - \u0636\u0645\u0627\u0646\u0627\u062a\" \/>\n<meta property=\"og:description\" content=\"Makken Product Product Description A specialized mortgage guarantee designed specifically to enable financing forbeneficiaries categorized as \u201csemi-bankable,\u201d providing them access to mortgagefinancing through partial coverage of the risks faced by financing institutions. Type Individual Mortgage Financing Guarantee Product Product Objective Achieve Housing Program goals aligned with Saudi Vision 2030, aiming for a 70%homeownership rate through: Facilitating access to mortgage financing for applicants of the subsidized financingprogram, ensuring fairness across all community segments. Sharing risk with financing entities by reducing financing risks for target segments \u00a0Increasing homeownership among citizens. Product Launch 2017 Target Segments Citizens applying for the subsidized financing program. Financing entities (banks and financing companies) interested in offering mortgagefinancing. Guarantee Features Credit risk coverage up to 100%, based on income segments. Expanding eligibility to include semi-bankable citizens. Strengthening the confidence of financing entities in providing mortgage\u00a0financing. FAQ 1. Who benefits from the individual mortgage guarantee (Makken)? Beneficiaries of the subsidized financing program, according to the eligibility criteria of the guarantee. 2.What is the credit risk coverage percentage in this guarantee? It covers up to 100% of the financing amount in case of default. 3. Are there any fees for the individual mortgage guarantee? Currently, there are no fees. However, fees may be determined in the future based on risk-based pricing for each financing transaction, in line with the company\u2019s strategy and aspirations. 4. Which financing entities participate in this product? All financing institutions (banks and finance companies) that provide mortgage financing. 5. What are the conditions for a citizen to obtain the guarantee? Requirements are subject to the eligibility criteria agreed upon with financing institutions. 6. Does the guarantee cover properties across all regions of the Kingdom? Yes, it covers all regions of the Kingdom of Saudi Arabia. Beneficiaries of the subsidized financing program, according to the eligibility criteria of the guarantee. It covers up to 100% of the financing amount in case of default. Currently, there are no fees. However, fees may be determined in the future based on risk-based pricing for each financing transaction, in line with the company\u2019s strategy and aspirations. All financing institutions (banks and finance companies) that provide mortgage financing. Requirements are subject to the eligibility criteria agreed upon with financing institutions. Yes, it covers all regions of the Kingdom of Saudi Arabia.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/damanat.com.sa\/our-products\/mgs\/\" \/>\n<meta property=\"og:site_name\" content=\"\u0636\u0645\u0627\u0646\u0627\u062a\" \/>\n<meta property=\"article:modified_time\" content=\"2025-10-23T11:15:35+00:00\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:site\" content=\"@Damanatksa\" \/>\n<meta name=\"twitter:label1\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data1\" content=\"2 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/damanat.com.sa\/our-products\/mgs\/\",\"url\":\"https:\/\/damanat.com.sa\/our-products\/mgs\/\",\"name\":\"MGS - \u0636\u0645\u0627\u0646\u0627\u062a\",\"isPartOf\":{\"@id\":\"https:\/\/damanat.com.sa\/#website\"},\"datePublished\":\"2025-04-19T14:06:00+00:00\",\"dateModified\":\"2025-10-23T11:15:35+00:00\",\"breadcrumb\":{\"@id\":\"https:\/\/damanat.com.sa\/our-products\/mgs\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/damanat.com.sa\/our-products\/mgs\/\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/damanat.com.sa\/our-products\/mgs\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/damanat.com.sa\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Our Products\",\"item\":\"https:\/\/damanat.com.sa\/our-products\/\"},{\"@type\":\"ListItem\",\"position\":3,\"name\":\"MGS\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/damanat.com.sa\/#website\",\"url\":\"https:\/\/damanat.com.sa\/\",\"name\":\"Damanat\",\"description\":\"\u0627\u0644\u0634\u0631\u0643\u0629 \u0627\u0644\u0633\u0639\u0648\u062f\u064a\u0629 \u0644\u062e\u062f\u0645\u0627\u062a \u0627\u0644\u0636\u0645\u0627\u0646 \u0627\u0644\u0625\u0633\u0643\u0627\u0646\u064a \u0627\u0644\u0639\u0642\u0627\u0631\u064a\u0629\",\"publisher\":{\"@id\":\"https:\/\/damanat.com.sa\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/damanat.com.sa\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Organization\",\"@id\":\"https:\/\/damanat.com.sa\/#organization\",\"name\":\"\u0636\u0645\u0627\u0646\u0627\u062a\",\"url\":\"https:\/\/damanat.com.sa\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/damanat.com.sa\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/damanat.com.sa\/wp-content\/uploads\/2025\/04\/Logo.png\",\"contentUrl\":\"https:\/\/damanat.com.sa\/wp-content\/uploads\/2025\/04\/Logo.png\",\"width\":372,\"height\":138,\"caption\":\"\u0636\u0645\u0627\u0646\u0627\u062a\"},\"image\":{\"@id\":\"https:\/\/damanat.com.sa\/#\/schema\/logo\/image\/\"},\"sameAs\":[\"https:\/\/x.com\/Damanatksa\",\"https:\/\/www.linkedin.com\/company\/damanatksa\/?originalSubdomain=sa\"]}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"MGS - \u0636\u0645\u0627\u0646\u0627\u062a","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/damanat.com.sa\/our-products\/mgs\/","og_locale":"en_US","og_type":"article","og_title":"MGS - \u0636\u0645\u0627\u0646\u0627\u062a","og_description":"Makken Product Product Description A specialized mortgage guarantee designed specifically to enable financing forbeneficiaries categorized as \u201csemi-bankable,\u201d providing them access to mortgagefinancing through partial coverage of the risks faced by financing institutions. Type Individual Mortgage Financing Guarantee Product Product Objective Achieve Housing Program goals aligned with Saudi Vision 2030, aiming for a 70%homeownership rate through: Facilitating access to mortgage financing for applicants of the subsidized financingprogram, ensuring fairness across all community segments. Sharing risk with financing entities by reducing financing risks for target segments \u00a0Increasing homeownership among citizens. Product Launch 2017 Target Segments Citizens applying for the subsidized financing program. Financing entities (banks and financing companies) interested in offering mortgagefinancing. Guarantee Features Credit risk coverage up to 100%, based on income segments. Expanding eligibility to include semi-bankable citizens. Strengthening the confidence of financing entities in providing mortgage\u00a0financing. FAQ 1. Who benefits from the individual mortgage guarantee (Makken)? Beneficiaries of the subsidized financing program, according to the eligibility criteria of the guarantee. 2.What is the credit risk coverage percentage in this guarantee? It covers up to 100% of the financing amount in case of default. 3. Are there any fees for the individual mortgage guarantee? Currently, there are no fees. However, fees may be determined in the future based on risk-based pricing for each financing transaction, in line with the company\u2019s strategy and aspirations. 4. Which financing entities participate in this product? All financing institutions (banks and finance companies) that provide mortgage financing. 5. What are the conditions for a citizen to obtain the guarantee? Requirements are subject to the eligibility criteria agreed upon with financing institutions. 6. Does the guarantee cover properties across all regions of the Kingdom? Yes, it covers all regions of the Kingdom of Saudi Arabia. Beneficiaries of the subsidized financing program, according to the eligibility criteria of the guarantee. It covers up to 100% of the financing amount in case of default. Currently, there are no fees. However, fees may be determined in the future based on risk-based pricing for each financing transaction, in line with the company\u2019s strategy and aspirations. All financing institutions (banks and finance companies) that provide mortgage financing. Requirements are subject to the eligibility criteria agreed upon with financing institutions. Yes, it covers all regions of the Kingdom of Saudi Arabia.","og_url":"https:\/\/damanat.com.sa\/our-products\/mgs\/","og_site_name":"\u0636\u0645\u0627\u0646\u0627\u062a","article_modified_time":"2025-10-23T11:15:35+00:00","twitter_card":"summary_large_image","twitter_site":"@Damanatksa","twitter_misc":{"Est. reading time":"2 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"WebPage","@id":"https:\/\/damanat.com.sa\/our-products\/mgs\/","url":"https:\/\/damanat.com.sa\/our-products\/mgs\/","name":"MGS - \u0636\u0645\u0627\u0646\u0627\u062a","isPartOf":{"@id":"https:\/\/damanat.com.sa\/#website"},"datePublished":"2025-04-19T14:06:00+00:00","dateModified":"2025-10-23T11:15:35+00:00","breadcrumb":{"@id":"https:\/\/damanat.com.sa\/our-products\/mgs\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/damanat.com.sa\/our-products\/mgs\/"]}]},{"@type":"BreadcrumbList","@id":"https:\/\/damanat.com.sa\/our-products\/mgs\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/damanat.com.sa\/"},{"@type":"ListItem","position":2,"name":"Our Products","item":"https:\/\/damanat.com.sa\/our-products\/"},{"@type":"ListItem","position":3,"name":"MGS"}]},{"@type":"WebSite","@id":"https:\/\/damanat.com.sa\/#website","url":"https:\/\/damanat.com.sa\/","name":"Damanat","description":"\u0627\u0644\u0634\u0631\u0643\u0629 \u0627\u0644\u0633\u0639\u0648\u062f\u064a\u0629 \u0644\u062e\u062f\u0645\u0627\u062a \u0627\u0644\u0636\u0645\u0627\u0646 \u0627\u0644\u0625\u0633\u0643\u0627\u0646\u064a \u0627\u0644\u0639\u0642\u0627\u0631\u064a\u0629","publisher":{"@id":"https:\/\/damanat.com.sa\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/damanat.com.sa\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Organization","@id":"https:\/\/damanat.com.sa\/#organization","name":"\u0636\u0645\u0627\u0646\u0627\u062a","url":"https:\/\/damanat.com.sa\/","logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/damanat.com.sa\/#\/schema\/logo\/image\/","url":"https:\/\/damanat.com.sa\/wp-content\/uploads\/2025\/04\/Logo.png","contentUrl":"https:\/\/damanat.com.sa\/wp-content\/uploads\/2025\/04\/Logo.png","width":372,"height":138,"caption":"\u0636\u0645\u0627\u0646\u0627\u062a"},"image":{"@id":"https:\/\/damanat.com.sa\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/x.com\/Damanatksa","https:\/\/www.linkedin.com\/company\/damanatksa\/?originalSubdomain=sa"]}]}},"_links":{"self":[{"href":"https:\/\/damanat.com.sa\/en\/wp-json\/wp\/v2\/pages\/2449","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/damanat.com.sa\/en\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/damanat.com.sa\/en\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/damanat.com.sa\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/damanat.com.sa\/en\/wp-json\/wp\/v2\/comments?post=2449"}],"version-history":[{"count":0,"href":"https:\/\/damanat.com.sa\/en\/wp-json\/wp\/v2\/pages\/2449\/revisions"}],"up":[{"embeddable":true,"href":"https:\/\/damanat.com.sa\/en\/wp-json\/wp\/v2\/pages\/2445"}],"wp:attachment":[{"href":"https:\/\/damanat.com.sa\/en\/wp-json\/wp\/v2\/media?parent=2449"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}